Terms of Service
Welcome to Beyond Financial Reset (BFR). By accessing or using our website, programs, or services, you agree to comply with and be bound by the following Terms of Service. Please read these terms carefully before using our site or participating in any of our programs.
1. Acceptance of Terms
By visiting our website or registering for any service, course, or membership, you confirm that you have read, understood, and agreed to these Terms of Service. If you do not agree, please do not use our website or services.
2. Services Provided
Beyond Financial Reset offers coaching programs, online courses, workshops, community memberships, and related digital resources designed to help couples build financial harmony and improve relationship communication. These services are intended for personal development and educational purposes only.
3. Eligibility
You must be at least 18 years old to use our services. By participating, you represent that all information provided to us is accurate, current, and complete.
4. Payment and Billing
Payment is required at the time of purchase unless otherwise stated in your program agreement. We use secure third-party payment processors to handle transactions. By making a payment, you agree to abide by the pricing, billing, and refund policies specific to each program.
5. Refund Policy
We want every participant to have a positive experience.
Coaching Programs: Refunds are not provided once sessions have begun unless otherwise stated in your agreement.
The Harmony Room Membership: If you are not satisfied within 30 days of joining, you may request a full refund—no questions asked.
Courses and Digital Products: Due to the nature of digital content, all sales are final once access is granted.
6. Intellectual Property Rights
All content on this website—including text, graphics, videos, downloadable materials, and logos—is the property of Beyond Financial Reset and is protected by copyright and intellectual property laws. You may not copy, reproduce, or distribute any content without our written permission.
7. Coaching Disclaimer
Our coaching and educational programs are designed for guidance and personal development. We are not financial advisors, accountants, or licensed therapists. Information shared through our programs does not replace professional financial, legal, or mental health advice. You are solely responsible for decisions made based on our materials or discussions.
8. Confidentiality
We value your privacy. All personal information and discussions shared during coaching sessions or within community spaces are kept confidential, except as required by law or when necessary to protect your safety or that of others.
9. Code of Conduct
Participants agree to engage respectfully with coaches, staff, and other members. Harassment, abusive behavior, or the sharing of confidential information is strictly prohibited. BFR reserves the right to suspend or terminate access for violations of this policy.
10. Limitation of Liability
Beyond Financial Reset and its affiliates are not liable for any direct or indirect losses, damages, or injuries resulting from participation in our services, use of our materials, or reliance on provided information.
11. Modifications to Services or Terms
We reserve the right to modify, update, or discontinue any part of our website or services at any time without notice. Updated Terms of Service will be posted on this page, and your continued use of our services after any changes constitutes acceptance of the new terms.
12. Governing Law
These Terms are governed by and interpreted in accordance with the laws of the State of [Insert State], United States, without regard to its conflict of law principles.
13. Contact Us
If you have questions about these Terms or any of our policies, please contact us at:
Email: info@beyondfinancialreset.com
Website: Beyond Financial Reset