Late fees and missed deadlines can be a nightmare. This guide simplifies statement due and closing dates, empowering you to manage your finances effectively. Learn the secrets to timely payments, grace period benefits, and mastering your credit card for financial peace of mind.

Personal finance education is the key to building wealth. When we understand how to manage our money, make smart investments and passive streams of income, and plan for the future, we set ourselves up for financial success.

Mother's Day is the perfect opportunity to show your mom how much you care and truly express your love and appreciation for all your mother does for you.

Your budget is meant to guide you and is flexible. It changes as your financial needs change. Schedule time to regularly review your budget and make adjustments as needed.

It is very tempting to spend when you are trying to work on your financial goals. Here are 8 tips you can use to stop spending and stay on track with your financial plan. 

As immigrants in pursuit of the American dream, we had worked hard, gone to school, gotten good jobs, yet the American dream was nowhere in sight. What we had instead was a pile of debt; student loans, medical bills, car loans, lots of credit cards and a long list of financial mistakes. What was more, the financial commitments, expectations from our community and the needs of our extended family was getting us deeper in debt.

Debt is something, usually money, that is owed.
People get into debt for several reasons. To pay for school, buy cars, houses,clothing, pay for unexpected events, pay bills, go on vacations, or to pay credit cards. Whatever the reason for getting into debt, in order to effectively manage debt, there has to be a plan.

There are a lot of apps that help you build and maintain your monthly budget. The great thing about apps is they are easily accessible. You can reference and update your budget on the go.

A good credit score can save you money. A credit report is a broad view of an individual’s credit history. Gives information on whether an individual pays bills on time, the type of credit owned, length of accounts, amount of credit used and if new sources of credit are being sought.

Immigrants have such a great work ethic. Working hard and always showing up. We come early, stay late, work from home and take on extra projects. We miss out on kids activities to catch up on work requirements. We go above and beyond what is required even when we get passed on repeatedly for a promotion.

An emergency fund gives you peace of mind in times of financial crisis